Bad Credit Car Finance. No Problem!


Everyone deserves a second chance.

No Credit Checks

At Motofy we take you on who you are, not where you've been.  Perhaps you missed payment on a bill, or a relationship left you with debt? If you have a bad credit history and are ready to start over we'll do our best to help.

Our Team has years of experience assisting clients get car loans with bad credit and will do their best to get you on the road fast. 

Fast Approval
No Application Fees

Lease packages to suit everyone

Express Lease

  • Cars from $79 per week

  • Quality, early model cars

  • Short leases from 52 weeks

  • First service free

  • Free mechanical warranty

Lease PLUS+

  • Cars from $119 per week

  • Quality, early & late model cars

  • Lease terms from 24 months

  • Free servicing included

  • Free mechanical warranty

Platinum Lease

  • Cars from $159 per week

  • Fully inclusive package

  • Servicing included 

  • Mechanical warranty included

  • Rego & Insurance included

*Not all vehicles are available on all lease packages.  Please check with our lease consultants for details

The way 2nd Chance Car Finance should be

Why Lease from Motofy?

Quality Cars


Cars we source through our wide dealer network are subjected to a thorough pre-purchase inspection using independent, qualified mechanics.



Every Motofy lease comes with Free Vehicle Servicing and Full Mechanical Warranty. Our Platinum Lease product also includes Registration and Insurance.

Bad Credit

History OK

Motofy can help, even if you have a Bad Credit History. We take you for who you are, not where you've been. That's why we don't do Credit Checks...ever!


To Own Option

More choice with Lease to Own.  Keep your car for the full lease term and make us an offer to purchase it at the end. We have been known to accept as little as $1*


Contact Us

Fill out our online form or give us a call.  Our team will help you get qualified in no time.



In most cases all we need are your bank statements from the last 90 days and payslips.


Choose a Car

Choose from our range of quality sedan, hatches, wagons, Suv's and 4x4's


We Deliver

Pick up your new car once it has passed our strict quality control process..

Simple Application Process

Is a Lease suitable for me?

A lease might be the best way for you to access car however it will depend on your stated requirements and objectives

How does a Motofy Lease work?

We make it as easy as possible for you to get on the road quickly.  We offer over-the-phone application and fast approvals.

What cars do you have to lease?

Check out our current lease stock.  Give us a call or submit an enquiry to chat to one of our consultants.

*Important information

1. Vehicles must be returned in good working order (fair wear and tear accepted), clean, registered, have up to date service history and a current Roadworthy Certificate. Minimum notice period of 30 days may apply before handing vehicle back or upgrading.  An additional start-fee may be payable when you upgrade.

2. We do not have to accept your offer to purchase if you make one.  Please remember that we have been know to accept as little as $1 in the past. 

Our Mission

"To finance quality cars, with loads of included benefits and flexible contracts so that car owners have the freedom to drive a car they love on their terms".




Gold Coast



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© 2017 Motofy Australian Credit Licence 492665